Updated August 17, 2026. General appraisal information only; not legal, tax, lending, engineering or accounting advice.
Engagement defines the problem
The appraiser identifies client, intended users, intended use, property interest, effective date and report requirements before work begins.
A request for a value without this context is incomplete. Private clients should explain the decision; lenders provide assignment instructions.
Scheduling depends on access and complexity
The appraiser coordinates with the authorized contact. Multi-unit properties, estates, remote owners and unusual acreage can require additional planning.
Provide restrictions and deadlines early. Timing depends on workload, travel, complexity and record availability.
Inspection documents relevant characteristics
Depending on scope, the appraiser observes site, exterior, interior, layout, quality, condition and accessory improvements. Measurements, photos and notes support the description.
The appraisal inspection is not a home inspection. Concealed defects, code, engineering and environmental conditions need specialists.
Research and analysis follow
The appraiser reviews records, listings, sales, market trends and neighborhood influences, then verifies and compares relevant transactions.
Unique homes, waterfront, acreage, ADUs, construction and historical dates require broader research. The final value is reconciled, not mechanically averaged.
Delivery follows client rules
The report is delivered to the client or required platform. In lender work, borrowers generally receive and question it through the lender.
Corrections, completion inspections and reconsiderations are follow-up services. A changed date or scope may require more than a clerical edit.
Planning checklist
- State intended use
- Confirm effective date
- Identify client and users
- Provide access contact
- Disclose restrictions
- Prepare improvement information
- Make areas accessible
- Allow research time
- Review full report
- Route questions correctly
Send the address, intended use, effective date and unusual property features so the assignment can be reviewed before scheduling.
Request an AppraisalFrequently asked questions
How long does an appraisal take?
Timing varies with access, complexity, workload, geography, report requirements and data.
Is value decided at inspection?
No. Inspection gathers property evidence; market analysis follows.
Why is intended use required?
It helps define scope, intended users and reporting obligations.
Can a report be changed after delivery?
Factual corrections may be appropriate, while a new date or purpose can require expanded work.